Padiopay information
Wallet disclosure
How Padiopay holds, displays, and moves wallet balances.
Wallet use
Padiopay wallet features are intended to help users prepare transfers, payments, and account activity. Wallet balances, where available, should be treated as payment account balances and not as savings, investment, or deposit products.
Safeguarding
Customer funds should be held with regulated payment partners or banking partners according to the payment rail used. Final safeguarding terms must be reviewed by counsel before launch.